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Money is undeniably a necessity in life. It pays for essentials, provides comfort, and offers security. Yet, the way we view and prioritise money varies greatly from person to person. For some, financial stability equals peace of mind. For others, it becomes an all-consuming focus.
Does your personality shift when money is tight or when someone owes you? Many find their mood and behavior tied to their financial state. Stress, frustration, or anxiety often arise during financial struggles. On the other hand, some people remain unbothered, choosing to focus on what they can control.
While money plays a significant role, does it truly determine happiness and success? For many, the answer is no. Instead, they measure these values through relationships, personal growth and experiences. Spending time with loved ones, pursuing passions and achieving meaningful goals often bring a deeper sense of fulfilment than a bank balance ever could.
However, money does create opportunities. It allows for choices—whether to travel, invest in education, or support loved ones. The key is finding balance. Money should support your life, not define it.
If money isn’t your top priority, how do you gauge success? For some, it’s the impact they make. Helping others, sharing knowledge, or building a legacy creates a lasting sense of purpose. Others find joy in simple pleasures, like nature, hobbies, or quiet moments of gratitude.
In South Africa, several organisations assist individuals in achieving financial wellness without letting money control their lives. Old Mutual’s Financial Wellbeing Programme equips South Africans with the education and tools needed to make sound financial decisions. Similarly, Interface offers customised financial wellness programs to empower employees in managing their finances effectively.
Ultimately, money is a tool, not a measure of self-worth. It’s wise to strive for financial stability, but your true wealth lies in how you live, love and grow. Choose to let money enhance your life, not control it.